Comments on: The Orange Juice Fund – My Piggy Bank http://www.rjmartino.com/2008/10/08/my-piggy-bank/ I tell you these things in hope that one day I'll listen. Tue, 22 Jun 2010 00:53:29 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Charity http://www.rjmartino.com/2008/10/08/my-piggy-bank/comment-page-1/#comment-6836 Charity Tue, 21 Oct 2008 13:56:23 +0000 http://www.rjmartino.com/?p=202#comment-6836 $300 is a lot of money....I hope you did something really fun with it, or used it to take Amy somewhere really really nice. I think the whole cash issue is personal. I know you like all those graphs and stuff that shows you what categories you spend your money on, but Cash actually keeps me MORE accountable than my debit card. I have little envelopes in my purse for Groceries, Restaurant/Entertainment, and Disposable. This way, all of the money in my bank account is for either bills or savings. When I'm out of, say, disposable money, I know that I'm not "allowed" to use my debit card to purchase something I want, not need. I do collect change and small bills though. I use it for "spending money" when we go on vacation. One time I saved $500 in change alone. $300 is a lot of money….I hope you did something really fun with it, or used it to take Amy somewhere really really nice. I think the whole cash issue is personal. I know you like all those graphs and stuff that shows you what categories you spend your money on, but Cash actually keeps me MORE accountable than my debit card. I have little envelopes in my purse for Groceries, Restaurant/Entertainment, and Disposable. This way, all of the money in my bank account is for either bills or savings. When I’m out of, say, disposable money, I know that I’m not “allowed” to use my debit card to purchase something I want, not need. I do collect change and small bills though. I use it for “spending money” when we go on vacation. One time I saved $500 in change alone.

]]> By: rjmartino http://www.rjmartino.com/2008/10/08/my-piggy-bank/comment-page-1/#comment-6835 rjmartino Wed, 15 Oct 2008 17:57:12 +0000 http://www.rjmartino.com/?p=202#comment-6835 Mint.com and Wesabe.com -- that's a whole other post... I was hyped to use both of them. But, after I started using it (simultaneously with quicken), I noticed that I couldn't add transactions myself... Yeah, it's cool that it will automatically download my transactions, but what about the transactions that haven't cleared yet? So, my mint.com balance might say $1,000. But, if I wrote a check for $400 yesterday... it wouldn't be posted on my account. Mint.com would let me assume that I could spend $1,000. When, in reality, I only had $600. So, its really good at looking "backwards" but until they allow me to enter transactions, I'll stick with Quicken. Mint.com and Wesabe.com — that’s a whole other post… I was hyped to use both of them. But, after I started using it (simultaneously with quicken), I noticed that I couldn’t add transactions myself…

Yeah, it’s cool that it will automatically download my transactions, but what about the transactions that haven’t cleared yet?

So, my mint.com balance might say $1,000. But, if I wrote a check for $400 yesterday… it wouldn’t be posted on my account.

Mint.com would let me assume that I could spend $1,000. When, in reality, I only had $600.

So, its really good at looking “backwards” but until they allow me to enter transactions, I’ll stick with Quicken.

]]> By: Doug aka nullvariable http://www.rjmartino.com/2008/10/08/my-piggy-bank/comment-page-1/#comment-6829 Doug aka nullvariable Wed, 15 Oct 2008 14:51:34 +0000 http://www.rjmartino.com/?p=202#comment-6829 I just started using Mint.com after reading about it on techcrunch... I think its got a one up on Quicken and I love the fact that its web based so I don't have to keep up with backups or be stuck with accessing it from only one PC. Plus its free! I usually save my change the same way you do but I tend to cash it in sooner ;) I just started using Mint.com after reading about it on techcrunch… I think its got a one up on Quicken and I love the fact that its web based so I don’t have to keep up with backups or be stuck with accessing it from only one PC. Plus its free! I usually save my change the same way you do but I tend to cash it in sooner ;)

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